Building Pathways Out of Poverty
Arthavida Intermediary Limited was established to uplift families living below the poverty line by providing sustainable microfinance solutions to the poorest segments of society. While ensuring its own financial sustainability, AIL's core mission is to uplift the living standards of its beneficiaries through accessible microcredit services delivered via an extensive branch network.
We believe that financial inclusion is the foundation of economic empowerment. By providing the right tools and support, we enable families to build sustainable livelihoods, improve their quality of life, and create brighter futures for generations to come.
Financial Solutions Designed for Impact
Arthavida Intermediary Limited was established to uplift families living below the poverty line by providing sustainable microfinance solutions to the poorest segments of society. While ensuring its own financial sustainability, AIL’s core mission is to uplift the living standards of its beneficiaries through accessible microcredit services delivered via an extensive branch network.
We believe that financial inclusion is the foundation of economic empowerment. By providing the right tools and support, we enable families to build sustainable livelihoods, improve their quality of life, and create brighter futures for generations to come.
Financial Solutions Designed for Impact
AIL currently offers seven types of loan products, as outlined below. The Agriculture and CBO loans serve as standard microfinance group loans available to new clients, while the remaining loan products function as supplementary facilities designed to support business expansion activities.
Instant Loan
The Instant Loan scheme is designed for members who are currently servicing an existing loan under the CBO Loan Program but require immediate financial assistance to meet urgent business or personal needs....
Trade Loan
The “Trade Loan” scheme is implemented for individuals engaged in trading activities within the operational areas of each Arthavida branch, at locations that allow for effective monitoring and follow-up...
CBO Loan
This loan scheme is designed for members affiliated with community-based organizations (CBOs) established by Arthavida branch offices, with the primary objective of alleviating poverty within their...
Vigasa / Direct Vigasa Loan
This direct loan scheme is introduced for members of community-based organizations who have previously obtained loans under the First Loan approach that were insufficient to meet their...
Kanna Boga
This loan program has been introduced to improve the living standards of members who primarily depend on agriculture for their livelihood and who are affiliated with community-based...
Diriya (Courage)
This loan scheme is available to individuals who have completed a vocational training program conducted by the Arthacharya Foundation or any other recognized vocational training institution...
SME Products
As an initial phase, the “Small and Medium Enterprise Development” loan scheme has implemented exclusively through the Grade A branches of the Arthavida.
Affiliate Program
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Business Opening
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Financial Control
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Bank Guarantees
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Microcredit Solutions for a Better Tomorrow
We offer accessible microloans designed specifically for low income families and small entrepreneurs. Our flexible repayment plans and supportive approach help you start or grow your income generating activities with confidence.
Comprehensive enterprise services & support
Financial Education & Skills Development
Beyond financial services, we empower our clients through financial literacy programs and technical training via Community Colleges run by our parent organization, Arthacharya Foundation. Knowledge is the key to lasting change.